Capital One Platinum MasterCard

Regular APR: 16.90%
Introductory APR: 0% (Until 5/2010)
Annual Fee: $0
Card Strength: Miles
Credit Needed: Good

Get the Capital One Platinum MasterCard and earn up to 25% more miles than competing miles credit cards.

  • Earn 1.25 miles for each dollar spent on purchases
  • No limit on the miles you can earn and miles don’t expire
  • No annual fee

Intro Offer Rack up rewards faster than other miles cards
Interest Rate 0% APR until May 2010 on purchases

16.90% variable on purchases
Balance Transfer Regular APR

No balance transfer fees
Cash Advance 24.90%

Cash Advance Fee: 3% of advance, but not less than $10
Rewards Details

  • 1.25 miles for every dollar spent on purchases
  • No limit on the miles you can earn and miles don’t expire
  • No blackout dates and no seat restrictions
  • Use miles for Travel, Merchandise, Gift Cards and more
  • Book travel with any airline, hotel, cruise line, or rental car company

Other Fees Late Payment Fee based on amount of account balance when fee is applied.

  • $0 – $99.99 = $15 fee
  • $100 – $249.99 = $29 fee
  • $250 or more = $39 fee
  • Over-Limit Fee based on amount of credit limit when fee is applied.
  • $0 – $499.99 = $19 fee
  • $500 – $999.99 = $29 fee
  • $1,000 or more = $39 fee.

Online Account Management 24/7 customer support and online account service
Consumer Protection

  • $0 Fraud Liability if your card is lost or stolen
  • Travel Accident Insurance
  • 24-Hour Travel and Emergency Assistance
  • Emergency card replacement or cash advance

In Short: More miles per dollar than most airline miles cards


Leave a Reply

Your email address will not be published. Required fields are marked *