Regular APR: 16.90%
Introductory APR: 0% (Until 5/2010)
Annual Fee: $0
Card Strength: Miles
Credit Needed: Good
Get the Capital One Platinum MasterCard and earn up to 25% more miles than competing miles credit cards.
- Earn 1.25 miles for each dollar spent on purchases
- No limit on the miles you can earn and miles don’t expire
- No annual fee
Intro Offer Rack up rewards faster than other miles cards
Interest Rate 0% APR until May 2010 on purchases
16.90% variable on purchases
Balance Transfer Regular APR
No balance transfer fees
Cash Advance 24.90%
Cash Advance Fee: 3% of advance, but not less than $10
Rewards Details
- 1.25 miles for every dollar spent on purchases
- No limit on the miles you can earn and miles don’t expire
- No blackout dates and no seat restrictions
- Use miles for Travel, Merchandise, Gift Cards and more
- Book travel with any airline, hotel, cruise line, or rental car company
Other Fees Late Payment Fee based on amount of account balance when fee is applied.
- $0 – $99.99 = $15 fee
- $100 – $249.99 = $29 fee
- $250 or more = $39 fee
- Over-Limit Fee based on amount of credit limit when fee is applied.
- $0 – $499.99 = $19 fee
- $500 – $999.99 = $29 fee
- $1,000 or more = $39 fee.
Online Account Management 24/7 customer support and online account service
Consumer Protection
- $0 Fraud Liability if your card is lost or stolen
- Travel Accident Insurance
- 24-Hour Travel and Emergency Assistance
- Emergency card replacement or cash advance
In Short: More miles per dollar than most airline miles cards