Capital One Platinum

Earn 25% more than regular mileage cards. Get a competitive APR, flexible rewards, and great benefits for your excellent credit.

  • 1.25 miles for every dollar spent on purchases
  • No limit on the miles you can earn and miles don’t expire
  • No annual fee

Intro Offer Fee-free card with more mile rewards than average
Interest Rate 0% APR until May 2010 on purchases

13.90% variable on purchases
Balance Transfer Regular APR

No balance transfer fees
Cash Advance 24.90%

Cash Advance Fee: 3% of advance, but not less than $10
Rewards Details

  • * 1.25 miles for every dollar spent on purchases
  • * No limit on the miles you can earn and miles don’t expire
  • * No blackout dates and no seat restrictions
  • * Use miles for Travel, Merchandise, Gift Cards and more
  • * Book travel with any airline, hotel, cruise line, or rental car company

Grace Period 25 days from the date of the periodic statement on new purchases (provided you have paid your previous balance in full by the due date)
Other Fees Late Payment Fee based on amount of account balance when fee is applied.

  • $0 – $99.99 = $15 fee
  • $100 – $249.99 = $29 fee
  • $250 or more = $39 fee
  • Over-Limit Fee: $0

Online Account Management 24/7 customer support and online account service
Consumer Protection

  • $0 Fraud Liability if your card is lost or stolen
  • Travel Accident Insurance
  • 24-Hour Travel and Emergency Assistance
  • Emergency card replacement or cash advance

In Short 1.25 miles for every dollar you spend on purchases


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