Citi PremierPass Elite

Regular APR: 13.24%
Introductory APR: NA
Annual Fee: $75.00
Card Strength: Event Tickets
Credit Needed: Good

Citibank card to earn you points or miles towards travel or purchases with access to special events.

Earn both miles and points toward airfare and purchases. Any airline, anytime, no blackout dates!

  • Get a complimentary ticket every time you buy a qualifying ticket
  • Get 1 Flight Point for every mile flown
  • 2 Purchase Points for every dollar spent on purchases made at supermarkets, drug stores, gas stations & more

Intro Offer Get one Flight Point for every mile flown
Interest Rate 13.24% on regular purchases
Annual Fee $75
Balance Transfer Regular APR

3% of each balance transfer; $5 minimum.
Cash Advance Prime + 16.99%, but never lower than 21.99%

3% of each cash advance; $5 minimum.
Rewards Details

  • 20,000 bonus points after $600 in purchases made within 3 months
  • 1 Flight Point for every mile flown
  • 2 points for every dollar spent on everyday purchases and 1 point for all other purchases
  • 1 point for every mile friends and family fly on tickets purchased with your card
  • Unlimited Complimentary Companion Travel (minimum fare requirements apply)
  • Online Services, including account management, statements, unbilled activity, and faster payments

Other Fees Late Payment fee: $15 on balances up to $100; $39 on balances of $250 and over

Additional Benefits

If you are approved for a Card Account, a ThankYou® Network Member Account will be set up for you.

Online Account Management Yes
Consumer Protection

  • Price protection (get a refund on the price difference if an item price changes within 60 days of purchase)
  • Retail purchase protection (against theft, fire, or accidental breakage)
  • Citi identity theft solutions including Citi Photocards

Bottom Line This card gives you points for purchases and flights


Citi Forward Visa

Regular APR: 12.24%
Introductory APR: 0% (6 months)
Annual Fee: $0
Card Strength: Points
Credit Needed: Good

Get more out of your purchases with the credit card that rewards you for good behavior.

  • 6,000 bonus points after $50 in purchases made within 3 months of account opening
  • 5,000 bonus points when you sign up for paperless statements within 3 months of account opening
  • 5 reward points for every $1 you spend on dining, books, movies and music

Intro Offer 0% intro APR for 6 mos. on purchases and balance transfers
Interest Rate 0% APR for 6 months

12.24% on purchases
Balance Transfer 0% for 6 months, regular APR thereafter

Balance transfer fee: 3% of amount of balance transfer ($5 minimum).
Cash Advance 21.99%

Cash advance fee: 3% for each cash advance ($5 minimum).
Rewards Details

  • 6,000 bonus points after $50 in purchases made within 3 months of account opening
  • 5,000 bonus points when you sign up for paperless statements within 3 months of account opening
  • Get a .25% purchase APR reduction each time you make a purchase, stay under your credit line and pay on time 3 billing periods in a row (maximum of 8 reductions)
  • 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases

Online Account Management Yes
Bottom Line Get points for good behavior with this card


ATT Universal Business

Regular APR: 10.24%
Introductory APR: 0% (6 months)
Annual Fee: $0
Card Type: Business Visa
Bank: Citibank
Credit Needed: Excellent

Work smarter. Save time. Find fresh ways to improve how business gets done with a great card.

  • Earn up to 100,000 points in a calendar year
  • Redeem your points for: air travel, statement credit, gift cards, merchandise and more
  • No annual fee

More Details
Intro Offer 0% intro APR for 6 months on purchases
Interest Rate 0% for 6 months

10.24% on purchases
Balance Transfer Regular APR

Balance transfer fee: 3% of amount of balance transfer ($5 minimum).
Cash Advance 19.99%

Cash advance fee: 3% for each cash advance ($5 minimum).
Rewards Details

  • Earn 5 ThankYou Points® for every dollar you spent on eligible AT&T products and services
  • Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services
  • Earn 1 ThankYou point for every dollar spent on other purchases
  • Additional cards for employees with credit limits you set

Online Account Management Yes
In Short Reward yourself and your business with this card


Citi Platinum Select

Regular APR: 10.99%
Introductory APR: 0% (12 Months)
Annual Fee: $0
Card Strength: Low APR
Credit Needed: Good
Bank: FIA Card Services, N.A.

Build a solid credit history and enjoy the benefits you deserve with no annual fee.

  • No Annual fee
  • 0% APR on purchases and balance transfers for up to 12 months
  • $0 liability

Intro Offer 0% APR on purchases & balance transfers for up to 12 months
Interest Rate 0% APR for up to 12 months

As low as 10.99% on purchases
Balance Transfer 0% APR for up to 12 months, regular APR thereafter.

3% of the amount of each balance transfer, $5 minimum
Cash Advance Prime + 16.99%, but never lower than 21.99%

3% of the amount of each cash advance, $5 minimum
Online Account Management Yes
Consumer Protection

  • Citi® Identity Theft Solutions
  • Travel & emergency assistance
  • Secure, free online account management
  • Retail Purchase Protection

In Short: Get the purchasing power you need