Visa Infinite Black Card (Access Bank)

The Visa Infinite Black Card has just been announced by Access Bank of Nigeria as Africa’s “most prestigious credit card”. Access Bank’s Visa is targeted “For discerning clients who desire unlimited spending power, convenience and privileges with a single prestigious solution.”

Advertised benefits to this invitation only “Limited Membership, Infinite Privileges” card include:

  • A concierge service to manage cardholder travel, hotel reservations, currency exchange, transportation, special vacation packages, etc
  • Travel insurance coverage, including: medical treatment, evacuation, emergency medical, including emergency medical treatment, and of course loss of luggage
  • Priority Pass Membership
  • Minimum $30,000 credit limit
  • Specific 24/7 call centre service
  • Ticket Exchange
  • Emergency card replacement and cash advances
  • Collision damage waiver
  • Extended warranty and purchase protection
  • 29% Interest rate

Visa Infinite Black Card Access Bank Africa

Visa Black Card

Visa and Barclay’s recently introduced the Visa Black Card (December 2008). The Visa Black Card joins the elite luxury credit card space, offering the 1% or less who are approved special access to concierge and rewards services. The Visa Black Card is made from Carbon Graphite (lightweight, strong, heat resilient), and includes benefits only available to privileged card holders. Visa Black Cards most notable feature is their premium concierge service, that competes with Circle found on American Express and Virtuoso found on MasterCard World Elite.

The Visa Black Card currently offers an introductory 0% Balance Transfer for 6 months, following thereafter with Standard APR of Prime + 9.99 (Presently 13.99%). Cash Advances are Prime + 15.99% (Presently 19.99%).


Introducing the Exclusive Black Card

  • *1% cash back on purchases
  • One to one dollar spend for points that can redeemed for travel anytime
  • 24 Hour Premium Concierge Service
  • Exclusive Rewards Program
  • Luxury Gifts Program
  • Card Made From Patent Pending Carbon Graphite
  • Priority Pass Membership (Airport Club Access)
  • Annual Card Fee $495

Apply Online For The Visa Black Card


Visa Signature


The Visa Signature card is Visa’s highest offering. Visa operates in an inter-bank fashion, meaning that it partners with Banks to offer cards, and specific program details will vary by card. Typically cards carrying the Visa Signature marking will include the following.

  • Luxury travel benefits (packages, discounts, upgrades)
  • Concierge (travel, dining reservations, vacation planning, help with general research and recommendations)
  • Access to special tickets and events (entertainment, sporting, fine dining/culinary)
  • Special shopping discounts and privileges
  • Dining reservations and restaurant reviews from Zagat