Regular APR: 10.99%
Introductory APR: 0% (12 Months)
Annual Fee: $0
Card Strength: Low APR
Credit Needed: Good
Bank: FIA Card Services, N.A.
Build a solid credit history and enjoy the benefits you deserve with no annual fee.
- No Annual fee
- 0% APR on purchases and balance transfers for up to 12 months
- $0 liability
Intro Offer 0% APR on purchases & balance transfers for up to 12 months
Interest Rate 0% APR for up to 12 months
As low as 10.99% on purchases
Balance Transfer 0% APR for up to 12 months, regular APR thereafter.
3% of the amount of each balance transfer, $5 minimum
Cash Advance Prime + 16.99%, but never lower than 21.99%
3% of the amount of each cash advance, $5 minimum
Online Account Management Yes
- Citi® Identity Theft Solutions
- Travel & emergency assistance
- Secure, free online account management
- Retail Purchase Protection
In Short: Get the purchasing power you need
Visa and Barclay’s recently introduced the Visa Black Card (December 2008). The Visa Black Card joins the elite luxury credit card space, offering the 1% or less who are approved special access to concierge and rewards services. The Visa Black Card is made from Carbon Graphite (lightweight, strong, heat resilient), and includes benefits only available to privileged card holders. Visa Black Cards most notable feature is their premium concierge service, that competes with Circle found on American Express and Virtuoso found on MasterCard World Elite.
The Visa Black Card currently offers an introductory 0% Balance Transfer for 6 months, following thereafter with Standard APR of Prime + 9.99 (Presently 13.99%). Cash Advances are Prime + 15.99% (Presently 19.99%).
- *1% cash back on purchases
- One to one dollar spend for points that can redeemed for travel anytime
- 24 Hour Premium Concierge Service
- Exclusive Rewards Program
- Luxury Gifts Program
- Card Made From Patent Pending Carbon Graphite
- Priority Pass Membership (Airport Club Access)
- Annual Card Fee $495
Apply Online For The Visa Black Card