American Express Platinum Delta SkyMiles

Regular APR: 13.24%
Introductory APR: NA
Annual Fee: $150
Card Strength: Miles
Credit Needed: Good

American Express card that lets you earn one mile for each dollar spent; Ideal for Delta Frequent Flyers.

  • Earn one mile for every dollar on other eligible purchases
  • Miles never expire and there is no cap on the miles you can earn
  • Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card

Introductory Offer Earn up to 20,000 bonus SkyMiles® after first purchase
Interest Rate 13.24% on regular purchases
Annual Fee $150 per year
Balance Transfer 9.99% during the first 12 months of Cardmembership on balance transfers submitted on the application.
Prime + 9.99% on future BTs
Rewards Details

  • Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase
  • Earn one mile for every dollar on other eligible purchases
  • Miles never expire and there is no cap on the miles you can earn
  • Earn 2,500 bonus miles for adding an Additional Cardmember
  • Pay with Miles: pay for all or part of your flight with miles – and put the rest on your Card. Start redeeming with just 10,000 miles for $100 dollars off any Delta flight with no blackout dates or seat restrictions

Additional Benefits

  • Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase
  • Earn one mile for every dollar on other eligible purchases
  • Miles never expire and there is no cap on the miles you can earn
  • Earn 2,500 bonus miles for adding an Additional Cardmember
  • Pay with Miles: pay for all or part of your flight with miles – and put the rest on your Card. Start redeeming with just 10,000 miles for $100 dollars off any Delta flight with no blackout dates or seat restrictions

Online Account Management Yes
Consumer Protection

  • Emergency Card Replacement: Receive a new Card if yours has been lost or stolen in as little as 24 hours
  • Fraud Protection Guarantee: Covers you against unauthorized or fraudulent charges
  • Return Protection: Guarantees your satisfaction on designated items within 90 days from the date of purchase
  • Extended Warranty: Mirrors manufacturers’ warranties for covered products purchased with your Card account, for up to one additional year
  • Purchase Protection: Protects covered items for up to 90 days from the date of purchase if it is stolen or accidentally damaged
  • American Express Online Travel: Find competitive, low prices on air, hotel, and car rental reservations, vacation packages, cruises, and last-minute deals, too
  • Emergency Check-In: Check into a hotel and charge your stay with the Card, even if your Card has been lost or stolen
  • Assured Reservations: Guarantee your hotel reservations with your Card and your room will be waiting for you even if you are late.

In Short: Ideal for those with Good credit who fly Delta Airlines often.


American Express Delta Reserve

Regular APR: 13.24%
Introductory APR: NA
Annual Fee: $450
Card Strength: Delta SkyMiles
Credit Needed: Excellent

Discover a noticeably richer travel experience with the Delta Reserve credit card from American Express. Pay for all or part of any Delta flight with the miles you earn with this card.

  • Earn one mile for every eligible dollar on virtually every other purchase you make with the Card
  • Earn up to 10,000 Medallion Qualification Miles with first purchase
  • Pay for all or part of any Delta flight with your miles

Intro Offer Earn up to 20,000 bonus SkyMiles® after first purchase
Interest Rate N/A

13.24% on purchases
Annual Fee *$450 per year
Balance Transfer 9.99% during the first 12 months of Cardmembership on balance transfers submitted on the application and/or within the first 30 days of Card membership. Then, 13.24%

Rewards Details

  • Earn one mile for every eligible dollar on virtually every other purchase you make with the Card
  • Earn up to 10,000 Medallion Qualification Miles with first purchase
  • Earn up to 30,000 MQMs and 30,000 bonus miles with Built-in Miles Boost(SM)
  • Spend $30,000 in a calendar year and you can earn a boost of 15,000 MQMs and 15,000 bonus miles
  • Spend $60,000 in that same year and you can earn an additional 15,000 MQMs and 15,000 bonus miles
  • Keep or gift these earned MQMs to a friend or family member they can be used toward his or her own status
  • Pay for all or part of any Delta flight with your miles with no restrictions or blackout dates
  • Annual Fee: $450 per year; or $175 if you are a qualified American Express Cardmember. No annual fee for additional cards

Additional Benefits

  • You and two guests can experience the ultimate in comfort as you wait for your next flight in the Crown Room Club
  • Free annual domestic companion certificate, which can be used for a First-Class fare or Coach-Class ticket (terms and conditions apply)
  • Access to American Express Concierge Services
  • Pay with Miles, lets you pay for all or part of any Delta flight with your miles with no restrictions or blackout dates
  • Get an annual companion certificate good for either First-Class or Coach-Class domestic travel

Online Account Management Yes
Consumer Protection

  • Extended Warranty: When you use Delta Reserve Credit Card from American Express for your purchases, membership extends your warranty for up to one year
  • Fraud Protection Guarantee: If any fraudulent or unauthorized charges are made to your account, as a Delta Reserve Credit Cardmember, you won’t be held responsible
  • Purchase Protection: When something you buy is broken or stolen, it shouldn’t be your problem. If you use your Card for eligible purchases, they’re protected from damage or theft for up to 90 days from the moment you buy them
  • Return Protection: You bought the wrong thing and the store won’t take it back. If you use your Delta Reserve Credit Card for eligible purchases, there’s no need to worry. In situations like this, American Express will be there to help
  • Car Rental Loss and Damage Insurance: When you use the Delta Reserve Credit Card from American Express to rent a car, you’re automatically covered if the car is damaged or stolen
  • Travel Accident Insurance

In Short: Pay for all or part of any Delta flight with the miles you earn with this card


American Express Delta SkyMiles

Regular APR: 13.24%
Introductory APR: NA
Annual Fee: $95 (First Year Free)
Card Strength: Delta SkyMiles
Credit Needed: Excellent

Earn 1 mile for almost every dollar spent — plus get up to 25,000 bonus miles, enough for a total of $250 off Delta flights.

  • Earn 20,000 bonus miles the first time you make a purchase
  • Earn one mile for every eligible dollar on virtually every other purchase
  • Pay-with-Miles feature allows you to redeem miles for any Delta seat at any time at Delta.com

Intro Offer Up to 25,000 bonus SkyMiles® with first purchase
Interest Rate N/A

13.24% on purchases
Annual Fee No annual fee for the first year, then $95 thereafter
Balance Transfer 9.99% for 12 months, regular APR thereafter

Finance charges may apply to balance transfers requested after initial application.
Rewards Details

  • Earn 20,000 bonus miles the first time you make a purchase
  • Earn one mile for every eligible dollar on virtually every other purchase
  • 5,000 bonus miles when you add two Additional Cards to your account
  • Use the Pay with Miles benefit to pay for all or part of your flight with miles – and put the rest on your Card. Start redeeming with just 10,000 miles for $100 dollars off any Delta flight with no blackout dates or seat restrictions
  • SkyMiles never expire

Grace Period 20 days for purchases if previous balance paid in full
Other Fees Late Payment Fee: Subject to applicable law, $19 on balances less than $400 and $38 on balances $400 or greater. Overlimit Fee: $35, subject to applicable law.
Additional Benefits

  • Global Assist® Hotline: Whenever you travel more than 100 miles from home, we’ll provide you with emergency assistance 24/7, including medical and legal referrals, visa/passport help, cash access, lost luggage and more

Online Account Management Yes
Consumer Protection

  • Fraud Protection Guarantee means you’re not responsible for unauthorized charges
  • American Express Online Travel: Find competitive, low prices on air, hotel, and car rental reservations, vacation packages, cruises, and last-minute deals, too
  • Emergency Check-In: Check into a hotel and charge your stay with the Card, even if your Card has been lost or stolen
  • Assured Reservations: Guarantee your hotel reservations with your Card and your room will be waiting for you even if you arrive late, or the hotel will provide you with a comparable room nearby, along with transportation to your new location
  • Travel Accident Insurance: Provides up to $100,000 in accident insurance while traveling

In Short: The best card for you if you have excellent credit and fly Delta Airlines often.


Relais & Châteaux

Relais & Châteaux was established in France in 1954 with a goal to spread it’s unique “art de vivre” by including only outstanding properties with unique character. Currently 475 properties are members of Relais & Châteaux, which is considered a family of hoteliers, and chefs from around the world who share a “passion for personal commitment” and “ensuring their guests are privy to moments of exceptional harmony.” Relais & Châteaux considers a selection of their properties a choice to “experience an unforgettable celebration of the senses.” Their properties range from vineyards in Napa valley to the beaches in Bali, from the olive trees in Provence to the lodges in South Africa.


Abercrombie & Kent

Abercrombie & Kent is a luxury travel company that has some unique destinations and experiences that are coined “& moments”. Examples Abercrombie and Kent cite, include activities such as participating in a food-offering ceremony with Buddhist monks in Bangkok, explore the citadel of Machu Picchu in the company of it’s resident archaeologist, or end a perfect day on a safari with a five-course banquet under the stars.


Visa Infinite Black Card (Access Bank)

The Visa Infinite Black Card has just been announced by Access Bank of Nigeria as Africa’s “most prestigious credit card”. Access Bank’s Visa is targeted “For discerning clients who desire unlimited spending power, convenience and privileges with a single prestigious solution.”

Advertised benefits to this invitation only “Limited Membership, Infinite Privileges” card include:

  • A concierge service to manage cardholder travel, hotel reservations, currency exchange, transportation, special vacation packages, etc
  • Travel insurance coverage, including: medical treatment, evacuation, emergency medical, including emergency medical treatment, and of course loss of luggage
  • Priority Pass Membership
  • Minimum $30,000 credit limit
  • Specific 24/7 call centre service
  • Ticket Exchange
  • Emergency card replacement and cash advances
  • Collision damage waiver
  • Extended warranty and purchase protection
  • 29% Interest rate

Visa Infinite Black Card Access Bank Africa

Visa Black Card

Visa and Barclay’s recently introduced the Visa Black Card (December 2008). The Visa Black Card joins the elite luxury credit card space, offering the 1% or less who are approved special access to concierge and rewards services. The Visa Black Card is made from Carbon Graphite (lightweight, strong, heat resilient), and includes benefits only available to privileged card holders. Visa Black Cards most notable feature is their premium concierge service, that competes with Circle found on American Express and Virtuoso found on MasterCard World Elite.

The Visa Black Card currently offers an introductory 0% Balance Transfer for 6 months, following thereafter with Standard APR of Prime + 9.99 (Presently 13.99%). Cash Advances are Prime + 15.99% (Presently 19.99%).


Introducing the Exclusive Black Card

  • *1% cash back on purchases
  • One to one dollar spend for points that can redeemed for travel anytime
  • 24 Hour Premium Concierge Service
  • Exclusive Rewards Program
  • Luxury Gifts Program
  • Card Made From Patent Pending Carbon Graphite
  • Priority Pass Membership (Airport Club Access)
  • Annual Card Fee $495

Apply Online For The Visa Black Card


Visa Black Card Concierge Services

Visa Black Card Concierge Services Include The Following Luxury Concierge Abilities.

Entertainment Planning (Information, Referrals, Reservations, Ticketing)
  • Recommended Restaurants
  • Health clubs
  • Sports entertainment events
  • Golf Tee Time
  • Shopping locations
Business Services (Referrals & Arrangements)
  • Conference service
  • Emergency translation services via phone
  • Computer rental, audio/visual equipment
  • Message service
  • Foreign protocol information
Travel Information and Assistance (Referrals/Recommendations, Reservations)
  • Weather forecasts/ATM locations
  • VISA passport locations
  • Customs, duties and information
  • Mass transportation information and schedules
  • Hotel information
  • Mail/fax destination package
  • Car rentals, limousine & car service information
  • Flight information and ticketing
Country and City Information
  • Highlights/sights/exhibitions/shows
  • Festivals/museum/music entertainment information
  • Time/hours/holidays information
  • Tourist information
  • Shopping information
Gift Arrangements
  • Gift baskets
  • Floral arrangements
  • Specific gifts (as requested)
  • Special occasion gift recommendations
Specialty Services
  • Assistance with location and purchase of specialty items.
  • For example:
    • Rare books or records;
    • Unusual household items;
    • And referrals to specialty services such as dog groomers, tailors and doll makers
  • Hard to find items; special research; specialty shopping