BuyRIGHT Prepaid MasterCard

Regular APR: NA
Introductory APR: NA
Annual Fee: $0
Card Strength: Rebuilding Credit
Credit Needed: Bad Credit

Rebuild your credit using the BuyRIGHT prepaid MasterCard, features online bill pay to pay your bills, activity alerts, and more.

  • Online money management tools
  • Free direct deposit
  • Free activity alerts

In Short: Get a card to rebuild your credit that has guaranteed approval, and no credit check required.


AccountNow Prepaid Visa

This card allows you to borrow money and build credit history with no minimum balance and no overdraft fees.

  • One low monthly fee of $9.95
  • Easily deposit your paycheck and pay bills for free
  • Free Online Bill Pay and free Credit Builder help build credit worthiness

Intro Offer Borrow money and build credit history
Interest Rate N/A
Annual Fee $9.95/mo
Additional Benefits

  • Deposit paycheck and pay bills for free with AccountNow prepaid account
  • Protected from unauthorized purchases with MasterCard’s Zero Liability protection
  • Access cash at over one million ATMs worldwide
  • Build credit worthiness by reporting your payment history to PRBC®, a national credit reporting agency

In Short: Borrow money and build credit history


AccountNow Prepaid MasterCard

Regular APR: NA
Introductory APR: NA
Annual Fee: 119.40 ($9.95/Month)
Card Strength: Rebuilding Credit
Credit Needed: Bad Credit

This card allows you to borrow money and build credit history with no minimum balance and no overdraft fees.

  • One low monthly fee of $9.95
  • Easily deposit your paycheck and pay bills for free
  • Free Online Bill Pay and free Credit Builder help build credit worthiness

Intro Offer Borrow money and build credit history
Interest Rate N/A
Annual Fee $9.95/mo
Additional Benefits

  • Deposit paycheck and pay bills for free with AccountNow prepaid account
  • Protected from unauthorized purchases with MasterCard’s Zero Liability protection
  • Access cash at over one million ATMs worldwide
  • Build credit worthiness by reporting your payment history to PRBC®, a national credit reporting agency

In Short: Borrow money and build credit history


Eufora Elite Prepaid MasterCard

Regular APR: NA
Introductory APR: NA
Annual Fee: $29
Card Type: Rebuild Credit
Credit Needed: Fair

The Eufora Prepaid MasterCard® with Credit Builder is the only prepaid MasterCard that helps you build or re-build your credit. Only $10 gets you started today!

  • FREE Direct Deposit
  • FREE Point of Sale Transactions
  • FREE 24/7 Online Access

Intro Offer Build your credit and save money
Interest Rate N/A

N/A on purchases
Annual Fee As low as $29.95
Rewards Details

  • BUILDS CREDIT! Reports to Credit Bureaus
  • 100% Guaranteed Approval* with No Credit Check – Perfect for Bad Credit or No Credit
  • FREE Direct Deposit
  • FREE Point of Sale Transactions
  • FREE 24/7 Online Access
  • FREE Live Customer Support
  • Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
  • Safer than Cash
  • Cash Reward Program

*See terms and conditions
Online Account Management Yes
In Short: Save money with a great cash reward program


New Millennium Bank Secured Black Diamond MasterCard

Regular APR: 19.50%
Introductory APR: NA
Annual Fee: $59.00
Card Strength: Rebuilding Credit
Credit Needed: Bad Credit

Build or rebuild your credit the smart way with a secured credit card.

  • No credit check
  • Total credit limit up to $10,000
  • Reports to all 3 bureaus

Intro Offer Build or rebuild your credit with a secured card
Interest Rate 19.50% on regular purchases
Annual Fee $59
Cash Advance

  • APR: 19.50%
  • Cash Advance Fee :2% of advance (min. $1.00)

Rewards Details

  • Approved regardless of credit history
  • Total credit limit up to $10,000
  • Get cash at over 740,000 ATMs
  • Accepted wherever MasterCard® is accepted
  • Special high introductory savings rate

Consumer Protection

  • FDIC Insured
  • Emergency cash transfers
  • Auto rental insurance
  • Extended warranty protection

In Short: Get approved regardless of credit history or income


New Millenium Bank Secured Gold Visa

Regular APR: 19.50%
Introductory APR: NA
Annual Fee: $59.00
Card Strength: Rebuilding Credit
Credit Needed: Bad Credit

Build or rebuild your credit the smart way with a secured credit card.

  • No credit check
  • Total credit limit up to $10,000
  • Reports to all 3 bureaus

Intro Offer Build or rebuild your credit with a Secured card
Interest Rate 19.50% on regular purchases
Annual Fee $59
Cash Advance

  • APR: 19.50%
  • Cash Advance Fee :2% of advance (min. $1.00)

Rewards Details

  • Approved regardless of credit history
  • Total credit limit up to $10,000
  • Get cash at over 740,000 ATMs
  • Accepted wherever MasterCard® is accepted
  • Special high introductory savings rate

Consumer Protection

  • FDIC Insured
  • Emergency cash transfers
  • Auto rental insurance
  • Extended warranty protection

In Short: Be approved regardless of credit history or income


Next Millennium Black MasterCard

Regular APR: 19.50%
Introductory APR: NA
Annual Fee: $59.00
Card Strength: Rebuilding Credit
Credit Needed: Bad Credit

Raise your credit score by paying off bills linked to a savings account. Rest easy knowing that you have the money to back up your purchases.

  • Approval guaranteed
  • Secured credit limit of up to $5,000
  • No credit check

Intro Offer Get a secured line of credit of up to $5000
Interest Rate 19.50% on regular purchases
Annual Fee $59
Cash Advance

  • APR: 19.50%
  • Cash Advance Fee :2% of advance (min. $1.00)

Rewards Details

  • Approved regardless of credit history
  • Secured credit limit of up to $5,000.00
  • Get cash at over 740,000 ATMs
  • Accepted wherever MasterCard® is accepted

Consumer Protection

  • FDIC Insured

Bottom Line Rebuild credit and get MasterCard benefits


Wired Plastic Prepaid Visa

Regular APR: NA
Introductory APR: NA
Annual Fee: $0
Card Type: Rebuilding Credit with Points
Credit Needed: Bad Credit

One of the few prepaid credit cards with a rewards program. Sign up today and avoid interest fees while paying with plastic.

  • Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
  • Pay Anyone Online or Over the Phone
  • Credit Builder with Overdraft Protection

Intro Offer Receive your card in as few as 3 days!
Interest Rate N/A
Annual Fee $0*
Rewards Details

  • FREE Rewards Program – Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
  • FREE Bill Pay Service – Pay Anyone Online or Over the Phone
  • FREE Credit Builder with Overdraft Protection

In Short: More features than any other prepaid with low fees


Vision Premier Prepaid Visa

Regular APR: NA
Introductory APR: NA
Annual Fee: $0
Card Strength: Rebuilding Credit
Credit Needed: Fair

Use your Vision Premier Prepaid Visa at grocery stores, restaurants, retail stores, gas stations, and relax knowing your money is safe.

  • Earn one Vision Reward point for every $1 you spend
  • Earn 200 reward points and redeem $1 towards the purchase of prepaid wireless airtime
  • Get cash at millions of ATM locations worldwide

Intro Offer Earn one Vision Reward point for every $1 you spend
Interest Rate N/A

N/A on purchases
Rewards Details

  • Free account balance emails or cell phone texts
  • Free 24/7 online account access
  • Transfer money from your Vision Card to the bank account of your choice for free
  • Get cash at millions of ATM locations worldwide

Online Account Management Yes
Consumer Protection Unauthorized transactions are protected by the Visa Zero Liability policy

In Short: Earn one Vision Reward point for every $1 you spend


Public Savings Bank Secured Black Card

Regular APR: Prime + 7.99%
Introductory APR: 0% APR (6 Months)
Annual Fee: Yes
Card Strength: Rebuilding Credit
Credit Needed: Bad Credit

Establish positive credit history with this excellent card designed especially for pople with no credit history, or who have current and past credit problems.

  • Reports to ALL 3 Bureaus
  • No income requirements
  • All applications accepted!

Intro Offer Start establishing positive credit history
Interest Rate 0% APR on purchases for 6 month

Prime + 7.99% on purchases
Annual Fee Disclosed in the document that accompanies your Card
Cash Advance

  • Introductory APR: 10.99% for first 6 billing cycles
  • Regular APR: 19.99% – 23.99%
  • Cash Advance Fee: The greater of $5.00 or 3.5% of the total dollar amount advanced for each cash advance

Rewards Details

  • Choose your credit limit. Up to $1 million
  • Build good credit – reports to all 3 major credit bureaus
  • Accepted where you see the Visa logo
  • * Free 24-hour online account access

Additional Benefits

  • Free Visa Rewards including auto collision damage and emergency card replacement

Consumer Protection

  • $0 fraud liability

Bottom Line Establish credit with a secured Visa


Next Millennium Visa Standard

Regular APR: 19.50%
Introductory APR: NA
Annual Fee: $59
Card Strength: Rebuilding Credit
Credit Needed: Bad Credit

Raise your credit score by paying off bills linked to a savings account. Rest easy knowing that you have the money to back up your purchases.

  • Approval guaranteed
  • Secured credit limit of up to $5,000
  • No credit check

Intro Offer Get a secured line of credit of up to $5000
Interest Rate 19.50% on regular purchases
Annual Fee $59
Cash Advance

  • * APR: 19.50%
  • * Cash Advance Fee :2% of advance (min. $1.00)

Rewards Details

  • * Approved regardless of credit history
  • * Secured credit limit of up to $5,000.00
  • * Get cash at over 740,000 ATMs
  • * Accepted wherever MasterCard® is accepted

Consumer Protection

  • FDIC Insured

In Short Rebuild credit and get Visa benefits


Total Visa

Regular APR: 19.92%
Introductory APR:
Annual Fee: $48
Card Strength: Rebuilding Credit
Credit Needed: Bad Credit

This is the Visa® Card for people with “less than perfect” credit.

  • Instant online decision
  • Monthly reporting to all major credit bureaus
  • 24-Hour online account Access

Introductory Offer: Instant Online Decision
Interest Rate: 19.92% on regular purchases
Annual Fee: $48
Cash Advance: 19.92%
Cash advance fee: $5

Rewards Details

  • Credit limit increase of $25 every 3-6 months upon your request and approval

Grace Period At least 25 days when you pay your balance in full each month
Other Fees Late Payment Fee: $29.00
Additional Benefits

  • Outstanding customer service

Online Account Management Yes
Consumer Protection

  • Fraud protection

In Short The Total Visa® Card for people with “less than perfect” credit


New Millennium Bank Visa Platinum

Regular APR: 19.50%
Introductory APR: NA
Annual Fee: $59.00
Card Strength: Rebuilding Credit
Credit Needed: Bad Credit

Introductory Offer: Get a credit card with no credit check
Interest Rate 19.50% on regular purchases
Annual Fee $59
Cash Advance

  • APR: 19.50%
  • Cash Advance Fee :2% of advance (min. $1.00)

Rewards Details Terms and conditions apply:

  • Reports to ALL 3 Bureaus
  • No Credit Check
  • Be approved regardless of credit history
  • Special high introductory savings rate

Additional Benefits Bonus $3,000 credit line with My Computer Club
In Short Rebuild credit with secured Visa and get platinum benefits