American DreamCard MasterCard

Regular APR: 14.99% – 21.99%
Introductory APR: NA
Annual Fee: 0$
Card Strength: Sweepstakes
Credit Needed: Good

The American DreamCard™ MasterCard® is the first and only “Pooled Rewards™” Credit Card. Get a chance to win a large cash jackpot just for using your card.

  • Receive 1,000 Sweepstakes Entries just for applying
  • Earn entries from everyday shopping — more entries mean more chances to win
  • Large monthly cash jackpots — new winner every month


Citi Platinum Select

Regular APR: 10.99%
Introductory APR: 0% (12 Months)
Annual Fee: $0
Card Strength: Low APR
Credit Needed: Good
Bank: FIA Card Services, N.A.

Build a solid credit history and enjoy the benefits you deserve with no annual fee.

  • No Annual fee
  • 0% APR on purchases and balance transfers for up to 12 months
  • $0 liability

Intro Offer 0% APR on purchases & balance transfers for up to 12 months
Interest Rate 0% APR for up to 12 months

As low as 10.99% on purchases
Balance Transfer 0% APR for up to 12 months, regular APR thereafter.

3% of the amount of each balance transfer, $5 minimum
Cash Advance Prime + 16.99%, but never lower than 21.99%

3% of the amount of each cash advance, $5 minimum
Online Account Management Yes
Consumer Protection

  • Citi® Identity Theft Solutions
  • Travel & emergency assistance
  • Secure, free online account management
  • Retail Purchase Protection

In Short: Get the purchasing power you need