Regular APR: 12.24%
Introductory APR: 0% (6 months)
Annual Fee: $0
Card Strength: Points
Credit Needed: Good
Get more out of your purchases with the credit card that rewards you for good behavior.
- 6,000 bonus points after $50 in purchases made within 3 months of account opening
- 5,000 bonus points when you sign up for paperless statements within 3 months of account opening
- 5 reward points for every $1 you spend on dining, books, movies and music
Intro Offer 0% intro APR for 6 mos. on purchases and balance transfers
Interest Rate 0% APR for 6 months
12.24% on purchases
Balance Transfer 0% for 6 months, regular APR thereafter
Balance transfer fee: 3% of amount of balance transfer ($5 minimum).
Cash Advance 21.99%
Cash advance fee: 3% for each cash advance ($5 minimum).
Rewards Details
- 6,000 bonus points after $50 in purchases made within 3 months of account opening
- 5,000 bonus points when you sign up for paperless statements within 3 months of account opening
- Get a .25% purchase APR reduction each time you make a purchase, stay under your credit line and pay on time 3 billing periods in a row (maximum of 8 reductions)
- 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases
Online Account Management Yes
Bottom Line Get points for good behavior with this card