Citi Forward Visa

Regular APR: 12.24%
Introductory APR: 0% (6 months)
Annual Fee: $0
Card Strength: Points
Credit Needed: Good

Get more out of your purchases with the credit card that rewards you for good behavior.

  • 6,000 bonus points after $50 in purchases made within 3 months of account opening
  • 5,000 bonus points when you sign up for paperless statements within 3 months of account opening
  • 5 reward points for every $1 you spend on dining, books, movies and music

Intro Offer 0% intro APR for 6 mos. on purchases and balance transfers
Interest Rate 0% APR for 6 months

12.24% on purchases
Balance Transfer 0% for 6 months, regular APR thereafter

Balance transfer fee: 3% of amount of balance transfer ($5 minimum).
Cash Advance 21.99%

Cash advance fee: 3% for each cash advance ($5 minimum).
Rewards Details

  • 6,000 bonus points after $50 in purchases made within 3 months of account opening
  • 5,000 bonus points when you sign up for paperless statements within 3 months of account opening
  • Get a .25% purchase APR reduction each time you make a purchase, stay under your credit line and pay on time 3 billing periods in a row (maximum of 8 reductions)
  • 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases

Online Account Management Yes
Bottom Line Get points for good behavior with this card


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