Regular APR: 10.99%
Introductory APR: 0% (12 Months)
Annual Fee: $0
Card Strength: Low APR
Credit Needed: Good
Bank: FIA Card Services, N.A.
Build a solid credit history and enjoy the benefits you deserve with no annual fee.
- No Annual fee
- 0% APR on purchases and balance transfers for up to 12 months
- $0 liability
Intro Offer 0% APR on purchases & balance transfers for up to 12 months
Interest Rate 0% APR for up to 12 months
As low as 10.99% on purchases
Balance Transfer 0% APR for up to 12 months, regular APR thereafter.
3% of the amount of each balance transfer, $5 minimum
Cash Advance Prime + 16.99%, but never lower than 21.99%
3% of the amount of each cash advance, $5 minimum
Online Account Management Yes
Consumer Protection
- Citi® Identity Theft Solutions
- Travel & emergency assistance
- Secure, free online account management
- Retail Purchase Protection
In Short: Get the purchasing power you need