Earn 5 points per dollar spent on frequent purchases and enter for a chance to win a trip to the MTV Music Video Awards!
- 0% APR for 6 months on purchases & balance transfers
- Up to 2,000 ThankYou Points yearly for good grades
- 25 points per month when you pay on time and don’t go over your credit limit
Intro Offer 0% for up to 6 months on purchases & balance transfers
Interest Rate 0% for up to 6 months
17.24% on purchases
Balance Transfer 0% for 6 months, standard APR thereafter
Fee: 3% of amount of balance transfer ($5 minimum)
Cash Advance P+16.99%, but never lower than 21.99%
Cash advance fee: 3% for each cash advance ($5 minimum).
Rewards Details
- 5 ThankYou Points per $1 spent at restaurants, bookstores, record stores, movie theaters and video rental stores
- 1 ThankYou Point for every $1 spent elsewhere
- Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA
- 25 ThankYou Points for paying on time
- Redeem ThankYou Points for network rewards like gift cards and travel rewards
- Exclusive mtvU rewards include VIP passes to mtvU Spring Break and tickets to MTV Video Music Awards
Additional Benefits
- Travel and emergency services
- No minimum income or co-signer required
Online Account Management Yes
Consumer Protection
- Citi Identity Theft Solutions
Bottom Line A great student credit card with points and MTV discounts
Other Info Card issued and administered by FIA Card Services, N.A.