Public Savings Bank Secured Black Card

Regular APR: Prime + 7.99%
Introductory APR: 0% APR (6 Months)
Annual Fee: Yes
Card Strength: Rebuilding Credit
Credit Needed: Bad Credit

Establish positive credit history with this excellent card designed especially for pople with no credit history, or who have current and past credit problems.

  • Reports to ALL 3 Bureaus
  • No income requirements
  • All applications accepted!

Intro Offer Start establishing positive credit history
Interest Rate 0% APR on purchases for 6 month

Prime + 7.99% on purchases
Annual Fee Disclosed in the document that accompanies your Card
Cash Advance

  • Introductory APR: 10.99% for first 6 billing cycles
  • Regular APR: 19.99% – 23.99%
  • Cash Advance Fee: The greater of $5.00 or 3.5% of the total dollar amount advanced for each cash advance

Rewards Details

  • Choose your credit limit. Up to $1 million
  • Build good credit – reports to all 3 major credit bureaus
  • Accepted where you see the Visa logo
  • * Free 24-hour online account access

Additional Benefits

  • Free Visa Rewards including auto collision damage and emergency card replacement

Consumer Protection

  • $0 fraud liability

Bottom Line Establish credit with a secured Visa


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