Total Visa

Regular APR: 19.92%
Introductory APR:
Annual Fee: $48
Card Strength: Rebuilding Credit
Credit Needed: Bad Credit

This is the Visa® Card for people with “less than perfect” credit.

  • Instant online decision
  • Monthly reporting to all major credit bureaus
  • 24-Hour online account Access

Introductory Offer: Instant Online Decision
Interest Rate: 19.92% on regular purchases
Annual Fee: $48
Cash Advance: 19.92%
Cash advance fee: $5

Rewards Details

  • Credit limit increase of $25 every 3-6 months upon your request and approval

Grace Period At least 25 days when you pay your balance in full each month
Other Fees Late Payment Fee: $29.00
Additional Benefits

  • Outstanding customer service

Online Account Management Yes
Consumer Protection

  • Fraud protection

In Short The Total Visa® Card for people with “less than perfect” credit


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